发表时间：2024.01.17     作者：Bloomberg     来源：ShoelessCai     阅读：182

01 译文

花旗集团表示，将裁撤2万个职位，此举将为其节省多达25亿美元，作为首席执行官 Jane Fraser 提高这家华尔街巨头滞后回报的努力的一部分。花旗集团表示，预计中期内，整个公司的年度支出将降至510亿至530亿美元。不过，与此同时，该公司预计将产生高达10亿美元的费用，这些费用与遣散费和 Fraser 对该银行的更广泛改革有关。成本节约的前景掩盖了令人失望的第四季度，当时花旗集团的固定收益交易员出现了五年来最差的业绩。该业务的收入下降了25%，至26亿美元 —— Natasha Solo Lyons

lagging returns 滞后收益
severance payments 遣散费
drop to an annual range of $51 billion to $53 billion 花旗降低自己的支出至 530 亿美元

最巅峰故事

尽管美联储的快速【加息】给许多地区贷款机构带来了痛苦，但这对最大的银行来说是一个福音。2023年，这四大巨头的净利息收入为2530亿美元，比2021年的总收入高出约800亿美元。现在，大多数银行都看到了即将到来的降息，同时他们必须支付更多的存款，否则就有可能将客户储蓄损失，投入更高收益的选择。

美国联邦航空管理局表示，将加强对波音公司生产和制造业务的监督。此前一天，该局就上周737 Max 9喷气式飞机事故对波音公司展开正式调查。

摩根大通的年利润刚刚超过美国银行业历史上任何一家银行。其2023年第四季度的净收入为93亿美元，这意味着这家美国最大的银行今年的收入为496亿美元，比2022年增长32%，比2021年达到创纪录的483亿美元。

随着盈利季节的开始，华尔街最大的银行准备大举进军美国公司债券市场，因为即将到期的债券和更严格的监管要求刺激了它们出售新债券。摩根大通信贷策略师表示，一旦公布第四季度业绩，预计美国主要银行将在1月份 出售300亿至340亿美元的新债券（ShoelessCai评注，华尔街债市约为万亿级别） 。根据对2014年至2023年销售额的分析，相比之下，该月的历史平均值为260亿美元。

Bill Ackman 星期五在美国消费者新闻与商业频道的一次广泛采访中说，他猛烈抨击了哈佛大学捐赠基金的表现，他正在组建一个智库，继续对美国教育进行审查。这位亿万富翁投资者帮助领导了一项罢免前哈佛大学校长Claudine Gay的公开指控，他批评了该学院捐赠的回报率，他说捐赠的回报落后于市场。

it was a boon for the biggest banks 这对最大的银行来说是个福音
poised to barrel into 准备进军
continue his scrutiny of US education 继续审视美国教育
has trailed the market 跟踪市场



贝莱德同意以约125亿美元收购Adebayo Ogunlesi的Global Infrastructure Partners，使这家全球最大的资金管理公司跻身于长期押注能源、交通和数字基础设施的顶级投资者之列。

一些最有影响力的投资者正在向世界上最大的私募股权公司传递一个信息：如果你想为你的下一只基金筹集资金，以下是我们的需求清单。据知情人士透露，主权财富基金和国家养老金提供商是投资者之一，他们告诉基金经理，只有在旧基金中的资金被释放的情况下，他们才会在即将到来的基金募集中承诺。

以下是如何投资比特币 ETF 。投资比特币变得容易多了。经过多年的预期，第一批直接投资于最大加密货币的美国交易所交易基金已经开始交易。周四，数十亿美元易手，在美国证券交易委员会决定在周三收盘后批准后，该代币一度飙升至 49000 美元以上。你是如何获得一些动作的？利弊是什么？以下是您需要了解的内容。

It just got a whole lot easier to 显然是更加简单了

02 原文

Citigroup said it will eliminate 20,000 roles in a move that will save it as much as $2.5 billion as part of Chief Executive Officer Jane Fraser’s quest to boost the Wall Street giant’s lagging returns. Firmwide expenses are expected to drop to an annual range of $51 billion to $53 billion over the medium-term, Citigroup said. In the meantime, though, the firm expects to incur as much as $1 billion in expenses tied to severance payments and Fraser’s broader overhaul of the bank. The outlook for cost savings helped mask a disappointing fourth quarter, when Citigroup’s fixed-income traders turned in their worst performance in five years. Revenue from the business slumped 25% to $2.6 billion. —Natasha Solo-Lyons

For all the pain the Federal Reserve’s rapid rate hikes caused for many regional lenders, it was a boon for the biggest banks. In 2023, the four giants raked in $253 billion in net-interest income — the difference between what it earns on its assets and what it pays on its debts — about $80 billion higher than 2021’s total. Now, most banks see rate cuts coming, all while they have to pay more on deposits or risk losing customer savings to higher-yielding options.

The US Federal Aviation Administration said it will increase its oversight of Boeing’s production and manufacturing operations, a day after it opened a formal investigation into the planemaker over last week’s accident on a 737 Max 9 jet.

JPMorgan just made more annual profit than any lender in the history of US banking. Its $9.3 billion of net income in the fourth quarter of 2023 means the biggest US bank earned $49.6 billion for the year, up 32% from 2022 and topping a record $48.3 billion from 2021.

Wall Street’s largest banks are poised to barrel into the US corporate bond market as earning season kicks off, spurred to sell new debt by looming maturities and tougher regulatory requirements. Major US banks are expected to sell between $30 billion and $34 billion of new bonds in January once they report fourth-quarter results, according to JPMorgan credit strategists. That compares with a historical average of $26 billion for the month, according to an analysis of sales from 2014 to 2023.

Bill Ackman slammed the performance of Harvard University’s endowment and he’s forming a think tank to continue his scrutiny of US education, he said in a wide-ranging interview Friday on CNBC. The billionaire investor, who helped lead a public charge to remove former Harvard President Claudine Gay, criticized the returns of the college’s endowment, which he says has trailed the market.

BlackRock agreed to buy Adebayo Ogunlesi’s Global Infrastructure Partners for about $12.5 billion, vaulting the world’s biggest money manager into the top ranks of investors that make long-term bets on energy, transportation and digital infrastructure.

Some of the most-influential investors are giving the world’s largest private equity firms a message: if you want money for your next fund, here’s our list of demands. Sovereign wealth funds and state pension providers are among investors telling money managers they’ll only commit in their upcoming fund raises if their capital tied up in old funds is released, according to people with knowledge of the matter.

Here’s How to Invest in Bitcoin ETFs

It just got a whole lot easier to invest in Bitcoin. After years of anticipation, the first US exchange-traded funds that invest directly in the biggest cryptocurrency have begun trading. Billions of dollars changed hands Thursday and the token briefly surged past $49,000 following the US Securities and Exchange Commission’s decision to grant them approval after markets closed on Wednesday. How do you get some of the action? And what are the pros and cons? Here’s what you need to know.

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