高级听力 Unit 15 Part 5

一篇大学演讲（或者路演）的讲稿。关于理财，关于理财之间的男女风格差异。还有一些软广，例如，现金管理课程。且听且学习，学习英语不忘为未来考虑。

Different Attitudes towards Money Matters

Ok, so we've been looking at the attitudes of various social and cultural groups towards the management of their personal finances, to see how important they feel it is to save money, and what they save their money for. One aspect that we haven’t yet considered is gender. So if we consider gender issues we’re basically asking whether men and women have different attitudes towards saving money, and whether they save money for difficult things.

Back in 1928 the British Writer George Bernard Shaw wrote in his Intelligent Women’s Guide to Socialism to Capitalism that a man is supposed to understand politics, economics and finance and is therefore unwilling to accept essential instruction. He also said , “A women, having fewer presentations, is far more willing to learn”. Now, though these days people might question a lot of the assumptions contained in those statements, recent research does suggest that there are some quite fundamental differences between men and women in their attitudes to economic matters.

Let's look at what men and women actually save for. Research studies of women in North America have found that women are far more likely to save for their children’s education and they are also more likely to save up in order to buy a house one day. The same studies have found that men, on the other hand, tend to save for a car, which by the way takes a surprisingly large amount of the household budget in North America. But the other main priority for men when saving money is their retirement. When they’re earning , they’re far more likely to put money aside for their old age than women are.

Now this is rather disturbing, because in fact the need for women to save for their old age is far greater than for men. Let’s consider this for a moment. To start with, it is a fact that throughout the world, women are likely to live many years longer than men, so they need money to support them during this time. Since women are likely to be the ones left without a partner in old age, they may therefore have to pay for nursing care, because they don’t have a spouse to look after them. Furthermore the high divorce rates in North America are creating a poverty cycle for women. It is the divorced women who will most often have to look after the children and thus they need more money to look after not just themselves but others.

下载全文